Financial solutions
Solutions that serve your plan.
These are the financial solutions available through Nivesh Shubharambh. Which of them are relevant depends on your goals, time horizon, tax position and comfort with risk. We discuss them only after we understand your priorities.
Investment solutions
Ways to grow and organise money for goals of different lengths. Which ones fit depends on your goals, time horizon and comfort with risk.
Mutual Funds
Professionally managed, diversified portfolios across equity, debt and hybrid categories.
SIP and Lumpsum Investments
Invest regularly from income, or deploy a lump sum in a planned way.
Equity and Debt Investment Solutions
A blend of growth and stability, aligned to the timeline of each goal.
PMS
Portfolio Management Services for investors meeting SEBI’s minimum investment threshold.
AIF
Alternative Investment Funds for eligible investors seeking specialised strategies.
SIF
Specialised Investment Funds, a newer SEBI regulated category with a higher minimum investment.
NPS
National Pension System, a long term retirement savings option with tax benefits.
Fixed Deposits
Bank deposits for capital stability and predictable interest.
Corporate Fixed Deposits
Deposits with companies, which carry credit risk and need careful selection.
Bonds and NCDs
Fixed income instruments for regular interest, with varying credit quality.
Sovereign Gold Bonds
Government backed gold exposure, subject to availability of issues and secondary market liquidity.
Capital Gain Bonds
Section 54EC bonds that may help save long term capital gains tax on property sales.
Protection solutions
Cover that protects your family and your plan from events that could undo years of saving.
Life Insurance
Financial protection for dependants if the earning member is not around.
Term Insurance
Pure life cover at a lower cost, separate from investments.
Health Insurance
Cover for hospitalisation costs for you and your family.
General Insurance
Protection for property and other assets.
Motor Insurance
Mandatory and comprehensive cover for vehicles.
Critical Illness Insurance
A lump sum on diagnosis of specified serious illnesses.
Accidental Insurance
Cover for accidental death and disability.
Personal finance and tax solutions
Support for life goals, tax efficiency and borrowing decisions, connected to your overall plan.
Retirement Management
A corpus target, a savings path and a withdrawal plan.
Children's Education and Marriage Management
Dedicated funds for milestones with fixed timelines.
Estate and Legacy Management
Nominations, asset records and coordination for wills.
Tax Management
Regime choice, deductions and tax efficient investing.
ITR Filing
Filing support through qualified tax professionals.
Loan Against Mutual Funds
Short term liquidity without redeeming long term investments.
Home Loans
Help comparing and arranging home loans through lending partners.
Educational Loans
Help arranging education finance through lending partners.
Important
Mutual fund, SIF, PMS and AIF investments are market linked and subject to risk. Returns are not guaranteed and past performance does not indicate future results. PMS, AIF and SIF have minimum investment requirements and eligibility conditions set by SEBI. Insurance, loans, deposits, bonds and ITR filing are provided by the respective insurers, lenders, issuers and qualified professionals. Nivesh Shubharambh earns commission or referral fees from product providers. Please read all product documents carefully. Commission disclosure · Regulatory disclosures
Your financial future deserves more than guesswork.
Whether you are beginning your investment journey, reviewing your existing wealth or preparing for the next chapter of life, start with understanding your financial priorities.
Or call +91 85951 15313