Goals management links each investment to a real life purpose: a child’s education, a home, retirement or simply financial independence. Once money has a job, it becomes easier to choose how much to invest, for how long and with how much risk.
Why it matters
- Goals with a timeline are far easier to fund than open ended "wealth creation".
- Short and long term goals need very different investment approaches.
- Progress becomes measurable, which keeps you invested through market ups and downs.
What we look at together
- 01List and prioritise goals
- 02Today’s cost and future cost after inflation
- 03Time available for each goal
- 04Monthly or lump sum investment needed
- 05Suitable risk level per goal
- 06Periodic progress check