Education costs in India have been rising faster than general inflation. A goal that looks comfortable today can double or triple by the time your child is ready. A dedicated plan protects this goal from being mixed with everything else.
Why it matters
- The deadline is fixed and cannot be postponed.
- Education inflation is often higher than everyday inflation.
- Shifting to safer options as the goal approaches protects what has been built.
What we look at together
- 01Course type, location and today’s cost
- 02Years until the money is needed
- 03Inflation assumption for education
- 04Monthly investment required
- 05Gradual shift to lower risk near the goal
- 06Protection if the earning parent is not around