Commission Disclosure
How we are paid, published in full.
We are purely a Distributor of Mutual Funds and hence earn our commission as a product distributor. Incidental to our services, we also provide add-on services such as other financial services, fixed deposit investments and insurance services. We do not charge any extra fee for any of these incidental services, as our key source of income is our commission as a distributor of Mutual Funds.
As a part of our own philosophy, we keep a very transparent and clear disclosure of our earnings, for the understanding of our clients.
Scheme-wise commission ranges
Please note, the rates below are on an annual basis. We do not receive any up-front commission on any scheme category.
Mutual Fund commission ranges
| Scheme Type | Up-Front | Trail, 1st Year | Trail, 2nd Year Onwards |
|---|---|---|---|
| Liquid / Ultra Short Term Schemes | Nil | 0.05% – 0.10% | 0.05% – 0.10% |
| Short Term Income Funds | Nil | 0.15% – 0.50% | 0.15% – 0.50% |
| Income Funds | Nil | 0.05% – 0.65% | 0.05% – 0.65% |
| Gilt Funds | Nil | 0.05% – 0.65% | 0.05% – 0.65% |
| Hybrid Debt / Monthly Income Plans | Nil | 0.15% – 0.60% | 0.15% – 0.60% |
| Arbitrage Funds | Nil | 0.25% – 0.60% | 0.25% – 0.60% |
| Fund of Funds | Nil | 0.25% – 0.50% | 0.25% – 0.50% |
| ELSS | Nil | 0.50% – 0.85% | 0.50% – 0.85% |
| Index Funds | Nil | 0.04% – 0.75% | 0.04% – 0.75% |
| Equity / Hybrid Equity / Balanced Funds | Nil | 0.35% – 1.00% | 0.35% – 1.00% |
| Fixed Maturity Plans | Nil | 0.10% – 0.25% | 0.10% – 0.25% |
Liquid / Ultra Short Term Schemes
- Up-Front
- Nil
- Trail, 1st Year
- 0.05% – 0.10%
- Trail, 2nd Year+
- 0.05% – 0.10%
Short Term Income Funds
- Up-Front
- Nil
- Trail, 1st Year
- 0.15% – 0.50%
- Trail, 2nd Year+
- 0.15% – 0.50%
Income Funds
- Up-Front
- Nil
- Trail, 1st Year
- 0.05% – 0.65%
- Trail, 2nd Year+
- 0.05% – 0.65%
Gilt Funds
- Up-Front
- Nil
- Trail, 1st Year
- 0.05% – 0.65%
- Trail, 2nd Year+
- 0.05% – 0.65%
Hybrid Debt / Monthly Income Plans
- Up-Front
- Nil
- Trail, 1st Year
- 0.15% – 0.60%
- Trail, 2nd Year+
- 0.15% – 0.60%
Arbitrage Funds
- Up-Front
- Nil
- Trail, 1st Year
- 0.25% – 0.60%
- Trail, 2nd Year+
- 0.25% – 0.60%
Fund of Funds
- Up-Front
- Nil
- Trail, 1st Year
- 0.25% – 0.50%
- Trail, 2nd Year+
- 0.25% – 0.50%
ELSS
- Up-Front
- Nil
- Trail, 1st Year
- 0.50% – 0.85%
- Trail, 2nd Year+
- 0.50% – 0.85%
Index Funds
- Up-Front
- Nil
- Trail, 1st Year
- 0.04% – 0.75%
- Trail, 2nd Year+
- 0.04% – 0.75%
Equity / Hybrid Equity / Balanced Funds
- Up-Front
- Nil
- Trail, 1st Year
- 0.35% – 1.00%
- Trail, 2nd Year+
- 0.35% – 1.00%
Fixed Maturity Plans
- Up-Front
- Nil
- Trail, 1st Year
- 0.10% – 0.25%
- Trail, 2nd Year+
- 0.10% – 0.25%
Scheme-level commission
Details of scheme-level commission on Mutual Funds, SIFs, AIFs and PMS are available with the Relationship Managers and will be produced on demand, so you can see the exact rate applicable to any scheme you hold.
Basis of these figures
The commission structure changes on a monthly or quarterly basis, and we have updated the above rates to the best of our efforts. Details of scheme-level commission on Mutual Funds are available with the Relationship Managers and will be produced on demand.
Regular plans and direct plans
We deal in Regular Plans only for Mutual Fund Schemes and earn a trailing commission on client investments. Disclosure of commission earnings is made to clients at the time of investment.
The option of a Direct Plan for every Mutual Fund Scheme is available to investors, offering the advantage of a lower expense ratio. We are not entitled to earn any commission on Direct Plans, and therefore we do not deal in Direct Plans.
Risk disclosure
Investments in Mutual Funds are subject to market risks. Read all scheme related documents carefully before investing. Mutual Fund Schemes do not assure or guarantee any returns, and past performance may or may not be sustained in future.
All existing and prospective investors are advised to check and evaluate the exit loads and other cost structures (TER) applicable at the time of making the investment before finalising any investment decision.
Still want to know more about our commission, and measure its worth against our services?
Email us at Hello@niveshshubharambh.com or call 8595115313. We will walk you through every rupee.
Nivesh Shubharambh · AMFI Registration ARN-250790 · APMI Registration APRN-08721
AMFI / APMI Registered Name: Burhan · Grievance Officer: Mr. Burhan, 8595115313
Office: 14/124 SGNG & Co, 2nd Floor, Main Shipra Path, Mansarovar, Jaipur, Rajasthan 302020
All disclosures